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Lower Your Premium in 5 Easy Steps

Have Progressive Insurance with us? Start saving with these tips.

Do you have Progressive Insurance through America Insurance Agency? Are you are interested in getting better coverage at the best value? We’re here to help. Insurance can seem complicated. But with the right perspective, you can start saving money on your auto insurance policy.

These are some of the best ways to lower your insurance premium. Once you get started, you’ll soon see savings with the same quality coverage. From increasing your deductibles to bundling your policies, reducing coverage or taking advantage of the many car insurance discounts offered by Progressive, here’s everything you need to know about how you can start lowering your auto insurance premium today.

Increase Your Deductibles

Increasing your deductibles can be an easy way to save money on your Progressive Insurance policy. Depending on your situation, it might be beneficial to increase your deductible. This means that you’ll get a lower car insurance premium. But keep in mind that it raises the costs you pay out of pocket should you need to file a claim. Lowering your deductible will make those out of pocket costs lower, but they will raise your insurance premium. Take this into consideration when deciding whether or not this will work for you.

Is your goal is to pay less each month for your Progressive car insurance? Then increasing your deductible is one of the easiest ways to do just that. Call your insurance agent to price out different options for you that fit your individual needs.

Bundle Your Other Policies

Another effective way to lower your auto insurance premium is to bundle your other policies through Progressive. That means you can combine any two or more Progressive Insurance products under one policy. Progressive offers great policies you can bundle. These include home, RV, boat and motorcycle you can combine with your auto insurance.

There are many benefits to bundling with Progressive. These include everything from saving time and energy, to having your coverage all in one place. It’s easier and more convenient for you instead of having to manage multiple accounts and pay multiple bills for your insurance. Are you interested in learning more about how you can save by bundling your insurance with Progressive? If so, get in touch with your agent at America Insurance Agency today.

Sign Up for Snapshot

Progressive auto has a safe driving program that monitors how you drive for 6 months. Based on your driving skills, you could save up to 20% off your Progressive Insurance premium! With Snapshot, you pay based on how often and how safely you drive. This puts you in the driver’s seat when it comes to saving money on your insurance. It also gives you ultimate control of the amount of savings you can get. Out of all the ways to lower your Progressive Insurance premium, this option gives you the most control by far, since it’s directly connected with how you drive.

On top of all that, you also get an instant discount on your Progressive Insurance premium when you sign up for Snapshot. That’s why Snapshot is one of the easiest ways you can start saving money on your insurance. Call America Insurance Agency and speak with an agent to find out more details of how you can save money just by being a good and safe driver. We can also give you some safe driving tips to ensure you’re safe on the road and save on your premium.

Reduce Coverage

Another way that you can lower your premium with Progressive is to lower your coverage. This is especially useful for cars that are older and not driven as often. It’s a viable option for some people because it removes coverage options that you might not need for vehicles that aren’t used as a daily driver. This makes sense if your household owns multiple vehicles and some are not used nearly as often. Determine which vehicles are used and how often on a vehicle-by-vehicle basis. This will help you decide which coverage options you don’t need, with the help and advice of your agent.

Some options include removing collision coverage, removing roadside or removing rental reimbursement. This isn’t an option for everyone, so make sure you talk to your agent at America Insurance Agency. We can help see which coverages would be safe to remove from your car insurance policy.


Progressive Insurance offers a wide variety of discounts that you can take advantage of and can save you money. Some examples of the discounts available include paperless billing, multi-car, multi-policy, Snapshot, good student, student away at school, college degree, auto-pay, and more. These are things that you might take for granted. But the more you know about your car insurance policy, the more you’ll realize how much money you could be saving.

Talk to your agent at America Insurance Agency about what other available discounts there are that you are not currently receiving on your Progressive policy. Chances are, there are discounts that you qualify for right now. We can help you save money for the discounts you deserve.

Progressive Insurance

Get a full review of your Progressive auto policy. Call your agent at America Insurance Agency at 800-283-0500, or fill out our policy review form and we’ll be in touch! Based in Newtown, we also serve PA, DE, OH, NJ and MD.

Click here to report a claim or access your Progressive account.